.bdf-hero{padding:56px 0 72px}.bdf-crumbs{font-family:var(--font-mono);font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--u-muted);margin-bottom:28px;display:flex;flex-wrap:wrap;gap:8px}.bdf-crumbs a{color:var(--u-muted);text-decoration:none}.bdf-crumbs .sep{opacity:.5}.bdf-pill{font-family:var(--font-mono);font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--vi-red);display:inline-flex;padding:6px 12px;background:#ad202414;border-radius:999px;margin-bottom:24px}.bdf-hero h1{font-family:var(--font-display);font-weight:700;font-size:clamp(36px,4.8vw,60px);line-height:1.04;letter-spacing:-.035em;margin:0 0 24px;max-width:1000px}.bdf-lead{font-size:19px;line-height:1.55;max-width:780px;margin:0 0 20px}.bdf-asof{font-family:var(--font-mono);font-size:12px;letter-spacing:.06em;margin:0 0 24px}.bdf-actions{display:flex;gap:12px;align-items:center;flex-wrap:wrap}.bdf-actions a{padding:14px 22px;border-radius:8px;text-decoration:none;font-weight:600;font-size:15px;display:inline-flex;gap:8px;align-items:center}.bdf-actions .primary{background:var(--vi-red);color:#fff}.bdf-actions .primary:hover{background:#8b0d22}.bdf-actions .ghost{color:var(--u-ink);border:1px solid var(--u-line-strong);background:#fff;font-weight:500}.bdf-actions .ghost:hover{border-color:var(--u-ink)}.bdf-actions.center{justify-content:center;margin-top:28px}.bdf-sec{padding:88px 0;background:#fff;border-bottom:1px solid var(--u-line)}.bdf-sec.alt{background:#fafaf8}.bdf-eyebrow{font-family:var(--font-mono);font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--vi-red);margin-bottom:14px;text-align:center}.bdf-h2{font-family:var(--font-display);font-weight:700;font-size:clamp(30px,3.8vw,46px);letter-spacing:-.03em;line-height:1.08;margin:0 auto 14px;color:var(--u-ink);max-width:980px;text-align:center}.bdf-h2.sm{font-size:clamp(26px,3vw,36px)}.bdf-intro{color:var(--u-ink-2);font-size:17px;line-height:1.6;margin:0 auto 40px;max-width:800px;text-align:center}.bdf-intro strong{color:var(--u-ink);font-weight:600}.bdf-answer{background:#fff;border:1px solid var(--u-line);border-left:5px solid var(--vi-red);border-radius:12px;padding:28px 32px;max-width:980px;margin:0 auto}.bdf-answer .lbl{font-family:var(--font-mono);font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--vi-red);font-weight:700;margin-bottom:12px;display:block}.bdf-answer p{font-size:17px;line-height:1.7;color:var(--u-ink-2);margin:0 0 14px}.bdf-answer strong{color:var(--u-ink)}.bdf-answer ul{list-style:none;padding:0;margin:0 0 14px;border-top:1px solid var(--u-line)}.bdf-answer li{display:grid;grid-template-columns:230px 1fr;gap:16px;padding:12px 0;border-bottom:1px solid var(--u-line);font-size:15.5px;line-height:1.55;color:var(--u-ink-2)}.bdf-answer li b{color:var(--u-ink);font-weight:600}.bdf-answer li.us b,.bdf-answer li.us span{color:var(--vi-red)}.bdf-answer .fine{font-size:13.5px;color:var(--u-muted);margin:0}.bdf-disclose{background:#fafaf8;border:1px solid var(--u-line);border-radius:12px;padding:20px 24px;margin:0 auto 24px;max-width:980px}.bdf-disclose p{font-size:15px;line-height:1.6;color:var(--u-ink-2);margin:0 0 10px}.bdf-disclose ol{margin:0;padding-left:20px}.bdf-disclose li{font-size:14.5px;line-height:1.55;color:var(--u-ink-2);margin-bottom:6px}.bdf-disclose b,.bdf-disclose strong{color:var(--u-ink)}.bdf-table-wrap{overflow-x:auto;background:#fff;border:1px solid var(--u-line);border-radius:14px}.bdf-table{width:100%;border-collapse:collapse;font-size:13.5px;min-width:1100px}.bdf-table th,.bdf-table td{padding:14px 16px;text-align:left;border-bottom:1px solid var(--u-line);vertical-align:top;color:#3a3b40}.bdf-table tr:last-child th,.bdf-table tr:last-child td{border-bottom:0}.bdf-table thead th{background:var(--u-ink);color:#fff;font-family:var(--font-mono);font-size:11px;letter-spacing:.06em;text-transform:uppercase;font-weight:600}.bdf-table tbody th{font-family:var(--font-display);font-weight:600;background:#fafaf8}.bdf-table tbody th a,.bdf-table tbody td a{color:inherit;font-weight:600;text-decoration:underline;text-underline-offset:2px}.bdf-table tbody th a:hover,.bdf-table tbody td a:hover{color:var(--vi-red)}.bdf-table tbody tr.us th,.bdf-table tbody tr.us td{background:#ad20240d;color:var(--vi-red);font-weight:600}.bdf-table .mono{font-family:var(--font-mono)}.bdf-table .sub{display:block;font-family:var(--font-display);font-size:12px;color:var(--u-muted);font-weight:400;margin-top:4px}.bdf-note{color:var(--u-muted);font-size:14px;line-height:1.6;max-width:900px;margin:20px auto 0;text-align:center}.bdf-note a{color:var(--vi-red);font-weight:600}.bdf-inc{list-style:none;padding:0;margin:0 auto;display:grid;grid-template-columns:repeat(2,1fr);gap:0 40px;border-top:1px solid var(--u-line);max-width:1040px}.bdf-inc li{display:grid;grid-template-columns:110px 1fr;column-gap:16px;padding:18px 0;border-bottom:1px solid var(--u-line)}.bdf-inc .cite{grid-row:span 2;font-family:var(--font-mono);font-size:12px;color:var(--vi-red);line-height:1.6}.bdf-inc b{font-family:var(--font-display);font-weight:600;font-size:17px;color:var(--u-ink)}.bdf-inc span{font-size:14.5px;line-height:1.55;color:var(--u-muted);margin-top:4px}.bdf-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;max-width:1080px;margin:0 auto}.bdf-card{background:#fafaf8;border:1px solid var(--u-line);border-left:3px solid var(--vi-red);border-radius:14px;padding:24px;display:flex;flex-direction:column;gap:8px}.bdf-card .big{font-family:var(--font-display);font-weight:700;font-size:28px;letter-spacing:-.02em;line-height:1.1;color:var(--u-ink)}.bdf-card h3{font-family:var(--font-display);font-weight:600;font-size:19px;letter-spacing:-.015em;line-height:1.25;margin:0;color:var(--u-ink)}.bdf-card p{color:var(--u-ink-2);font-size:14.5px;line-height:1.55;margin:0}.bdf-faq-grid{display:grid;grid-template-columns:1fr 2fr;gap:64px;align-items:start}.bdf-faq-grid .bdf-eyebrow,.bdf-faq-grid .bdf-h2{text-align:left;margin-left:0}.bdf-faq-sub{color:var(--u-muted);font-size:15px;line-height:1.6}.bdf-faq-list details{background:#fff;border:1px solid var(--u-line);border-radius:10px;padding:18px 20px;margin-bottom:8px}.bdf-faq-list details[open]{border-color:var(--u-line-strong)}.bdf-faq-list summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;font-family:var(--font-display);font-weight:600;font-size:16px;color:var(--u-ink)}.bdf-faq-list summary::-webkit-details-marker{display:none}.bdf-faq-list summary:after{content:"+";font-family:var(--font-mono);font-size:18px;color:var(--u-muted)}.bdf-faq-list details[open] summary:after{content:"−"}.bdf-faq-list .ans{padding-top:12px;margin:0;color:var(--u-ink-2);font-size:14.5px;line-height:1.6}.bdf-rel{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.bdf-rel a{display:flex;flex-direction:column;gap:4px;padding:18px 20px;border:1px solid var(--u-line);border-radius:12px;text-decoration:none;background:#fff}.bdf-rel a:hover{border-color:var(--u-ink)}.bdf-rel b{font-weight:600;font-size:15.5px;color:var(--u-ink)}.bdf-rel span{font-size:13.5px;color:var(--u-muted);line-height:1.45}.bdf-cta{padding:104px 0;background:var(--u-ink);color:#fff}.bdf-cta-grid{display:grid;grid-template-columns:1.3fr 1fr;gap:64px;align-items:end}.bdf-cta h2{font-family:var(--font-display);font-weight:700;font-size:clamp(36px,4.8vw,64px);line-height:1.03;letter-spacing:-.035em;margin:0;color:#fff}.bdf-cta .sub{color:#ffffffb3;font-size:17px;line-height:1.55;margin:16px 0 0;max-width:560px}.bdf-cta .acts{display:flex;flex-direction:column;gap:12px}.bdf-cta .acts a{padding:16px 22px;border-radius:10px;text-decoration:none;font-weight:600;font-size:16px;display:flex;justify-content:space-between;align-items:center;color:#fff}.bdf-cta .acts .primary{background:var(--vi-red)}.bdf-cta .acts .primary:hover{background:#8b0d22}.bdf-cta .acts .ghost{border:1px solid rgba(255,255,255,.25);font-weight:500}.bdf-cta .acts .ghost:hover{border-color:#fff}.bdf-cta .contact{font-family:var(--font-mono);font-size:12px;color:#ffffff8c;margin-top:6px;letter-spacing:.03em}@media(max-width:1000px){.bdf-inc,.bdf-cards,.bdf-rel,.bdf-faq-grid,.bdf-cta-grid{grid-template-columns:1fr}.bdf-faq-grid{gap:24px}.bdf-answer li{grid-template-columns:1fr;gap:4px}}@media(max-width:640px){.bdf-actions a{width:100%;justify-content:center}.bdf-sec{padding:64px 0}.bdf-cta{padding:72px 0}.bdf-answer{padding:22px 18px}.bdf-inc li{grid-template-columns:1fr}.bdf-inc .cite{grid-row:auto}}